I tried the Effort Free Life system, didn't like it, sent it back and got a full refund.
I found it was too similar to lots of other courses but didn't add anything new.
I kept feeling that the guy speaking was trying to imitate what is already out there. There was also a session on the CD where he seemed to be trying to...not exactly hypnotise, but certainly enter the paraliminal territory, and he had his wife whispering something, possibly the word breathe, and the whole experience just didn't speak to me.
After I sent it back, the company rang me to offer me a coaching session to see if I would try the system again, but I said no. They sent me my money back with no problem after the call.
I think some people here have had good results from Effort Free Life, so if the mailer interests you, why not try it?
Jodi