Try searching the web for free mediatiation scripts. I also found some good ones in books. Record them in your own voice and sit down and try them.
The idea of meditation is slowing the mind down and sitting quietly and experiencing some tranquility in your thoughts. In reality even sitting thinking on one subject or day dreaming is meditation. Sitting and thinking is a type of dynamic meditation. However most of use don't watch what we are thinking and focus on what we don'. Effective metitation is when you focus on positive outcomes.
Did you know that one of the ways to to relax is to imagine yourself relaxed? Yep. make believe, pretend. Works especially well when you're sitting with your eyes close. Ever tried it? Sitting with your eyes closed pretending and imagining what it's like to be relaxed? Imagining how you'd behave if you were relaxed, might it be a kind of casual devil may care relaxed like James Bond? And then imagine what it would be like to carry that kind of relaxation into your day to day life. How you would act? How you would Feel, How you would talk? You dont' just want to feel your limbs are heavy while your eyes are closed right? If you're like me you don't find that comfortable or relaxing. I found waht makes me feel relaxed is enjoying pleasant thoughts happy imagainations and happy make believe events.
You want it to carry over to the other areas in your life. So when you sit and meditate and the mind starts thinking even louder imagine, pretend and make believe about things that make you happy. At some point the when you've imagined enough the mind will go quiet.
Alex