I will comment on their marketing. I too find their marketing too tempting in a way. I know i havn't gained much self control when it comes to spending yet but i am getting better.
I feel like i need to go to the further levels. What mainly does this for me are the other participants on the centrepointe forum though. I hear about their experiences and i want to go as far as they have.
I think is mainly a perosnal thing though. It really doesn't effect everybody in the same way. He is a business man and business men need to persuade you i guess. So that is the economy.
I'll at least give him 10 out of 10 for effort. Also, i don't think his advertising is in anyway wrong IF he believes what he writes is true. who knows..