Well, Summit, thanks for such a long and well-though-out response. For me Effort-Free is water under the bridge. If people are having sucess with it, then that's great! I'm happy for them! But I didn't and I'm just saying so. I don't want to say too much about Life Tools as I don't want to get into a negative debate about a company with good intentions. I think I know al I want to know after I asked a simple question that receives no response until it was far too late. Thanks again.