Big,
They do have a payment plan. This was in the help section:
<<How to order on a Payment Plan
You may elect to pay for orders over $99 on a two-month or three-month payment plan. We will add a $6 administration fee for two-month plans and a $9 administration fee for three-month plans.
Follow this procedure:
1) Make your order online.
2) When you check out, write a message to us in the space provided. Say: "Please put this order on a two-month payment plan. I understand there is a $6 administration fee." Or, say: "Please put this order on a three-month payment plan. I understand there is a $9 administration fee."
3) We will charge your credit card in two or three equal payments at the same time each month. >>
Hope this helps!
-Ramon http://razor.ramon.com