Mark,
Please call LS & speak to Dana.
Or, please just list your questions. There's just too much there to read. I take it for granted that you are sincere & are also having very real problems.
Think about 1, only 1, question that you want to tackle. This 1 question will not solve all your problems, but if you can solve 1 problem in such a manner as to totally suit you, then that is 1 down and X amount to go.
I sincerely believe that when people have numerous problems w/ PhRing, it is due to an approach problem more than anything else. This means, IMHO, your approach is not producing success as opposed to the PhRing Whole Mind System. You are doing something wrong at a fundamental level in your thinking or approach.
I keep saying that people need to practice on EASY books first to get a FEEL for how it all works. Practing on those easy books enables you to get the approach down & a feeling of success pulls you along into the more complex stuff like studies.
I think there are people out there who have instant success even w/ the most difficult stuff, but if it didn't click like that for you or for others, then back up & just take your time & learn one step at a time fully. To learn a step fully, it has to work for you & you have to feel & know that it works for you.
Good luck--hang in there b/c it is worth learning