Hello,
I'm a medical student in India too, but I'm Malaysian. I'm doing my first year of all the basic concept's thing... It was funny, but a lot to memorised and understand. I have less problem in understanding but I do very bad in memorising.
vilik, I'm also not the so-called first grade student and I'm 'staying' in border line, I might be fail the exam very easily.
I'm used to learning the PR also, wish that it could help me in successing my goal.
OT, I agree with you, like your actuarial exams and our medical exams was needed to memorised almost every things inside the text book, if only get 10% from it, we definately fail. 
I'm learning the skill, hope we can develope it very soon. The people in this forum was helpful, and kind, thanks to them.
OT and vilik, wish you good luck in your exams and all the best.
Edgard Tan