Laura
Go to the thread "What feels like normal-maybe going 120MPH" dated Aug23, 2002 and read the whole thread. I think that should answer most of your questions.
Regarding a credit card, just call the toll free for LSC and ask how they accept payments,money order etc.(anytime I've talked with them they have always been very pleasent to deal with 
)
Feel free to ask as many questions as you need to.
