Thanks, Shawn. I just read both of those threads and along with your helpful points, I found both threads in their entirety extremely interesting and valuable. Thank you so much for pointing me in that direction.

That all makes sense to me and though I sort of intuited it, I guess at this early stage I needed the "permission", as it were.

So thanks to you and to all those who wrote posts in those other threads.

Blessings,

Steve