Hi:

From the perspective of someone who has sold life and health insurance for a living, I'd say you've asked some pretty interesting questions here.

From the perspective of whether or not you should continue (where you have the choice to do so or not) certain insurances, I think it is more of a concern of what attitude and underlying reason with which you purchase the insurance that makes it good or bad regarding how you are creating your reality using the Law of Attraction. If you are purchasing out of FEAR, then I'd say you are more likely to draw the calamity towards you.

Purchasing Life Insurance is not so much a situation of 'fearing to die' as in knowing that when you do, your loved ones will be protected from being unable to cope financially. Base your purchasing on using logic to know how much it would take to cover off whatever it is you bring to the overall financial well-being of your family, and that if you were suddenly not to be there, what would it take to see them through. While you are doing that, feel within your heart that this is something you do out of love, rather than out of fear. The same goes for Health Insurance - purchasing it doesn't mean that you are looking forward to being unhealthy, but rather, should something unplanned occur, your family's finances would not be decimated by huge hospital or doctors bills.

I know it seems like there's a fine line of where the fear stops and you start using love to make the decision, so this is something that is best done while NOT under pressure from any salesperson, but rather deciding quietly how each situation feels for you, and basing your decision on those feelings that make you feel good, rather than feeling like a bandage covering something you don't want to feel.

Bottom line is that purchasing insurance is a responsible way of looking at your reality and creating it properly if your motives behind the purchase of it are not based on fear of something nasty occuring, but rather that should the unexpected occur, your family's needs are met, and that is a caring/loving thing to do.

If there is ANY feeling of resenting to have to purchase the insurance (especially for life or health insurance), then more than likely that is also based on an underlying fear that you are not in control of what is happening in your life - that is a fear you need to move beyond, not only for this particular situation, but for your overall enjoyment of life. As far as those other insurances you mentioned, some are just as necessary for the overall well-being of your family, and the same reasoning applies.

In most instances, purchasing insurance on electronic gadgets under $500.00 is a waste of money, and the fine print is generally so thick with exceptions that you'd need to hire a Harvard lawyer to sort it out in the end.

Hope this helps.

Cheers!
Unis