Hi Sheila,

Have fallen in the trap of "Comsumer Therapy" myself as well. Largely to chase feelings of sadness and dissatisfaction with my life. Usually self help stuff (books, courses --- anything that can "save me" LOL), but also other attempts to escape such as vacations, buying too expensive a house and cars and so forth. Just gotto have what I crave (those intense desires---the mind thinks "this is going to make me happy and fulfilled!)...and don't want to wait...I deserve it after all, don't I?!

Like many others, over the years the debts piled up and became unmanageble. Bankruptcy bailed us out. A chance for a new life.
But have I really changed? The pain and dissatisfaction is still there...
More of an inner transformation is needed in my case. I can see that.

Some people have been helped by reading or listening to the book "Millionaire Next Door". I learned that it is the always broke people who suffer the ailment mentioned, but most self-made millionaires know how to manage their money and live below their means. Would love to find myself in that category some day, how about you...?
Love, Robert