When you say the universe gets in the way, are you referring to events that happen around you and are out of your control? There will always be certain things that are out of your control, but you can learn to respond in a postive way, so that sudden change does not stop you from attaining whatever your goal may be.
A self-limiting belief would be to say that whenever I try to do so-and-so, there's always someone who stops me, my boss, my husband or wife, my kids, my parents, etc. You can't control the negative energy of others but you can learn to respond in a way that continues to move you toward your goal. The new Resiliency course teaches you ways to respond in a positive way to people or events that are negative. And, to use these situations to make you stronger.
If you want to do something, know what to do, but always seem to stop short, try the Natural Brilliance course. Whatever the stop signs may be, the Natural Brilliance process will help you to first respond, and then eventually pop out these road blocks. Instead of going back and forth between where you are now and where you would like to be, you'll be able to move forward from where you are. You'll destroy whatever it is that is stopping you in your tracks.
If you're not drawn to either of these two courses, try the New Option Generator Paraliminal, another means to get rid of stop signs, allow you to see options, and move forward.