Hello everyone. Beware if you've given Learning Strategies you credit card. Mine was charged $206.06 this week without my permission to pay for someone elses Effort Free Life System payment. Effort Free indeed! I spotted the error myself and called in or it would have gone unchecked. After some rangling with customer service I got a luke warm apology and a promise they'd refund the money to my account. After 3 days I'm still waiting. To top it all off I just got a message from Pete Bissonette wanting me to rate the Effort Free System on survey monkey. I guess if he really wants my opinion I would say. #1 make your marketing honest.