fvtrader,

Thanks for your thoughts. I understand your idea to live within your means, and not go into debt.

But would your handle on abundance mentality mean I don't need to save money in the bank, but to use up all my income entirely? Just trust the universe to supply what I need when the time comes and don't worry about a "rainy day"? And, if I wind up with more than I need to use for my immediate needs, I should freely give the overage away?