well...I have had the course for only a week and yesterday my credit card bank called to tell me that they were going to credit back a disputed charge that I initiated long ago and had given up on. Then, today I found a totally unexpected check for $780 in my mail box from a college grant I applied for months ago and had given up on and forgetten. Well, that's cool. Can't wait to see what happens after I've been studying it for a while!