Margaret,
Thank you for taking the time to respond. I think the problem I have is I'm not busy enough. I recall a time when I was working full-time and going to school 30 hours a week (plus homework) and still had plenty of time to do things.
Nowadays, I just work and that's it -- work is about 50-60 hours a week. I try to exercise daily (30 minutes), but I'm always running out of time.
*sighs*
Tracey