Thanks one and all
As Michael says LLL

I'll try to drop in but it's just not the same as being a regular. BUT i have to be disciplined about this. I've lost horrific amounts of $$$ and it's my own fault. Putting my finances into the hands of others has been a painful experience for me. I'm 55 & have no moulah & it's my own fault. Thanks to LS, i have the tools needed to get my act together. I have never studied finances before so it's a lot to tackle.

This has been a terrific learning experience for me here. With so many young students trying their best to better themselves, this has to be one of the best sites out there.