Well... I do not believe that their product works, I believe they over-charge and attempt to create a need for a product that involves a possible ten year commitment where there their is none, and their marketing campaign is over-zealous and annoying. I can't really think of a better word... Sorry. This is nothing against you personally (unless you are Bill Harris) and I don't mean to upset you, but it's what I personally believe about Centerpointe.