not exactly what you asked for, but a great book for getting the financial part of your life handled
http://www.amazon.com/Richest-Man-Babylo...1523&sr=8-1As for me, I usually state my goals:
"I have xxx dollars in the bank after taxes." don't worry about time, just make the dollar amount believable, but a little bit of a stretch.
I haven't had any debt for a while, so I'm no help to you there...
George