Goals need to be timebound otherwise they may never materialise. Even if the deadline is missed, it's OK. It may take longer, but there is a good chance it will happen.

For financial independence, you need to state an yearly or monthy income you want to achieve. Make it realistic! Don't ask for a Donald Trump income. Again you need a deadline by which you want to achieve it. Make it realistic, not imaginary.

To clear debt, again set a deadline, then you may say that: "My total cash assets with Bank XYZ will be XXX dollars by whatever date.

If you use the computer a lot, maybe you like to download the Motivator for free to remind you of your goals at regular time intervals.

Good luck!!!