this is also an excellent way to generate good passwords - apparently over 70% of people currently using the internet have simple passwords that are an existing word. Sometimes they will add a digit or two at the end. This is the easiest hack to do - even with one-way no-hack algorithms... what the hackers do is enter the entire dictionary through the same one-way algorithm and then match the non-sensical data on the other side to the non-sensical data from password files. Of course, only one hacker actually had to do this. Then he can sell it on to interested parties

So if you make a system for all your passwords you can have something like this
#worD!!23/15/18/4#
mixing upper and lower case letters, special characters and digits - where for ease the letters and the digits represent the same word

Hmm... this is a brilliant idea! I think I'll go apply it *lol*