Water usually represents the emotions. While you see many gifts and beautiful things you seem not to be able to get through your overwhelming (waterfall) emotions relating to that. Once you get through the emotions you find a cave, another symbolism for the subconscious.
So if it were my interpretation, I'd say you need to walk through your emotions and tap your hidden consciousness and from there the journey begins.
Alex
Thank you Alex for replying so quickly to my inquiry. That was quite a tough one to work out for me...but at least now I know where to begin. And to be honest I do feel overwhelmed at the whole thing & yes it is mainly to do with the money issue.
Guillaume.
